H1'23 Highlights
Group
organizational
structure
Towards the
Santander of
Tomorrow
Primary segments
Europe
North America
South America
Digital Consumer Bank
Spain
Portugal
UK
United States
Brazil
Uruguay
SCF
SCF
Poland
Mexico
Chile
Peru
Cw Openbank
Other Europe
Argentina
Colombia
Secondary segments
WM&I
includes Private Banking,
Asset Management and Insurance
PagoNxt
Retail Banking
SCIB
Includes Cards & Digital Solutions
Group functions and Corporate Centre activities
Internal Strategy &
Audit Chair's office
General
Secretariat¹
Comms &
Marketing
Risk &
Compliance
Corporate Transformation
Development
Technology
&
Operations
Talent &
Human
Resources
Financial
Accounting Finance
& Control
Regulatory &
Supervisory
Relations
Universities
Santander
Note: Corporate Centre is allocated to both the primary and secondary segments.
(1) Includes Legal, Internal Governance, Tax and Security & Intelligence.
Investment
Platforms &
Corporate
Investments
Costs &
Organization
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