Investor Presentaiton
1. Leading MFI player with differentiated Product Offerings
Product features
as on Jun'20
Start Date
Ticket Size Range
Tenure
Frequency of Collection
No. of States/UTS
No. of Branches
Gross Loan Portfolio (Rs. crore)
No. of loan accounts
Avg. Ticket Size for Q1FY21
Notes
SATIN
SCNL
Business Correspondent
Services
Housing Finance
SME
MFI (1)
Taraashna Financial Services
Limited (2)
Satin Housing Finance Limited (3)
Satin Finserv Limited (SFL)(4)
May'08 (JLG)
May'12
Feb'18
Mar'19
Upto Rs. 50,000
Upto Rs. 50,000
(JLG Microfinance)
Rs. 100,000 4,000,000
Rs. 100,000 100,000,000
6 - 24 months
12-24 months
Bi-Weekly
Bi-Weekly/2 Bi-Weekly
23
7
1,114*
208
6,894(5)
3,426,047
Rs. 16,000 (JLG)
-
24 240 months
Monthly
4
8
15
15
677
144
118
364,533
1,305
1,099
Rs. 1,253,000
Rs. 457,000 (Retail)(6)
12 120 months
Monthly/Quarterly
(1) As on Jun'20, included MFI Lending (loans under JLG model, IndusInd BC and water & sanitation) and Product Financing (Loans for solar lamps, cycles);
(2) TFSL acquisition is effective Sep 1, 2016;
(4) SFL was incorporated on August 10, 2018
(3) Satin Housing Finance Ltd was incorporated on April 17, 2017
(5) SCNL also has MSME portfolio of Rs. 287 crore other than MFI portfolio
(6) Average Ticket Size of Retail Financing is 4.57 lacs. Overall, the average ticket size of SFL is Rs. 10.7 lacs
*As of Q1FY21, there were 1,114 branches with Microfinance operations & 27 branches with MSME operations. Out of the 27 MSME branches, 24 of them also had microfinance operations & 3 were unique
SATIN CREDITCARE NETWORK LTD.
Reaching out!
20
20View entire presentation