Investor Presentaiton

Breakdown of Commitments by Industry (Corporate Asset Class) Mining, metals & materials (including cement, packages, etc.) 4% IT & electronics 3% Wholesale & trading 6% B to B Services 9% Communication Services 2% Real Estate 12% Finance 6% Insurance 2% Equipment excluding IT - Electronic 6% Energy excluding electricity 4% Retailing 5% Chemicals excluding pharmaceuticals 2% Construction 4% Agriculture, food 4% Transport & logistics 10% Utilities (electricity, gas, water) 6% Healthcare & pharmaceuticals 3% Others 12% Total gross commitments, on and off-balance sheet, unweighted (corporate asset class) = €778bn as at 31.12.21, or 41% of total Group exposure to credit risk (€1,897bn as at 31.12.21) BNP PARIBAS The bank for a changing world 2021 Full Year Results | 108

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