Wholesale Banking Performance Analysis
Mar 11
Business Banking
Business lending
Customer deposits
($bn)
($bn)
($bn)
0.0%
0.8% 1.5%
10.0%
2.5%
3.6%
3.5%
1.7%
7.2%
132
129
129
130
78
84
86
94
55
Costs
($m)
33
nab
Housing lending
44
57
59
Sep 10
Mar 11 Sep 11 Mar 12
Sep 10
Mar 11
Sep 11 Mar 12
Sep 10 Mar 11 Sep 11 Mar 12
871
879
885
875
Cash earnings on average assets
1.18%
1.25%
1.31%
1.29%
30.7%
29.9%
28.5%
28.7%
Sep 10
Mar 11
Sep 11
Mar 12
Sep 10
Mar 11
Sep 11
Mar 12
X%
Cost to income ratio
Business Banking
Business lending volumes¹
($bn)
0.6
0.1
(%)
1.4
0.4 (0.1)
0.7
129.1
Institutional &
Corporate,
Specialised
Banking
nabbusiness
Working
Capital
Services
130.1
Sep 11
Enterprise cross-sell focus
Total Customer Returns
Corporate,
Specialised
Banking
Institutional &
nabbusiness
-
Capital
Working
Services
Mar 12
Business lending market share²
National Australia Bank
22.9
22.2
22.4
22.1
132.2
(%)
3.31%
3.40%
3.40%
3.60%
1.01%
1.03%
1.05%
2.30%
2.37%
2.35%
Mar 11
Sep 11
Mar 12
Lending TCR
Target State
TCR
Non-Lending TCR
Figures have been adjusted to include additional products
cross-sold not previously captured
34
nab
(1) Updated to reflect transfers of customers between business units
(2) RBA Financial System/NAB
Sep 10
Mar 11
Sep 11
Mar 12
Net interest margin
2.66
2.57
2.56
2.50
Sep 10
Mar 11
Sep 11
Mar 12
National Australia Bank
60
60View entire presentation