Group Financial Results H1 2016
Slower 90+ DPD formation supports reduction of problem loans
Group 90+ DPD by Customer type (€ bn)
Slower formation of new problem loans (€ bn)
■Corporate ■SMES ■Retail other ■Retail housing
12,65
12,79
12,65
12,00
11,33
1,17
1,21
1,24
1,08
10,29
1,22
1,26
1,18
1,10
1,14
9,27
1,08
1,11
3,07
3,14
1,07
1,09
3,13
3,03
2,90
1,04
2,79
2,65
0,68
0,60
0,36
0.34
90+ DPD inflows - Cyprus operations
Average quarterly inflows
0,28
7,19
7,18
7,10
6,80
6,25
5,33
4,49
0,22
0,13 0,14
0,11
Dec 14 Mar 15 Jun 15
Sep 15 Dec 15 Mar 16
Jun-16
3Q2014 4Q2014 1Q2015 2Q2015 3Q2015 4Q2015 1Q2016 2Q2016
90+ DPD inflows by customer type - Cyprus
operations (€ bn )
0,29
3Q2014
■4Q2014
3Q2105
■4Q2015
■1Q2105
■1Q2016
■2Q2105
2Q2016
0,37
0,14
0,20
0,18 0,17
0,09
0,18,08,08
0,02 0,02 0,04
Corporate
0.08
,06
0,04 0,05,05
SMEs
0,22
Average
0,13,11
0,10
0,00,07,050,06
0,05
Retail
•
82% of the 90+ DPD reduction for 2Q2016 relates to
corporate loans
90+ DPD inflows at €0,14 bn for 2Q2016
Bank of Cyprus
KOINO
KYMPI
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