Investor Presentaiton
Cyprus Income Statement
(€ mn)
9M2015
9M2014
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
Net interest income
603
704
192
200
211
216
216
Net fee & commission income
110
111
34
34
42
34
35
Insurance income net of insurance claims
31
33
11
8
12
10
9
Core income
744
848
237
242
Other income (expenses)
22
22
(10)
16
8
Total income
766
858
253
250
Staff costs
(164)
(165)
(54)
(55)
Other operating expenses
(106)
(114)
(38)
(31)
Total expenses
(270)
(279)
(92)
(86)
¡Profit before provisions and impairments
496
579
161
164
Provisions 1
(254)
(373)
(73)
(102)
Impairment of other financial assets and non financial assets
(26)
(33)
(6)
(19)
2 སྐྱེ་བ8ཕྱེ88 8
260
260
7
(14)
267
246
(55)
(56)
(55)
(37)
(54)
(38)
(92)
(110)
(93)
157
153
(79)
(177)
(95)
(48)
1
Share of profit/(loss) from associates
3
2
0
1
2
3
(2)
Profit/(loss) before tax
219
175
82
44
93
(65)
57
Tax
(16)
(4)
2
(8.
0
Profit/(loss) attributable to non-controlling interests
0
(0)
0
(0)
0
1
(0)
Profit/(loss) after tax and before one off items
203
171
76
42
85
(64)
55
Bank of Cyprus
36
1. Provisions for impairment of customer loans and gains on derecognition and changes in expected cash flows on acquired loans
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