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Investor Presentaiton

Balance Sheet Strength and Financial Flexibility Support Strong Investment Grade Credit Profile • Committed to maintaining a strong investment grade credit profile • Significant financial flexibility driven by strong free cash flow generation and balance sheet strength • History of effectively managing leverage within current ratings • $1.2B of cash and short-term investments on balance sheet as of June 30, 2023, and access to additional liquidity via $1.75B in committed credit and USD and EUR commercial paper programs Well-laddered debt maturities through 2052 with weighted average maturity of ~11 years Balance Sheet ($ millions) Cash Dec 31, 2021 Dec 31, 2022 Jun 30, 2023 Investment Grade Credit Ratings $544 $690 $952 S&P Global A- (Stable) Short-term $292 $452 $200 Investments MOODY'S Baa2 (Positive) Total Debt $9,392 $10,770 $11,327 Shareholders' Equity $1,061 ($529) $65 (Deficit)¹ Fitch Ratings BBB+ (Stable) Debt to EBITDA2 2.3x3 2.7x 2.8x 1 AON 23 Aon reported total Aon shareholders' deficit as of December 31, 2022 and June 30, 2023, compared to prior periods for which Aon reported total Aon shareholders' equity. The reporting of total Aon shareholders' deficit does not impact the manner in which Aon calculates Return on Invested Capital (ROIC). Earnings before interest, taxes, depreciation and amortization (EBITDA) is a non-GAAP measure. A reconciliation can be found in Appendix F. EBITDA for the twelve-month period ended December 31, 2021, has been adjusted to exclude the impact of $1,436 million of charges incurred in 2021 to terminate the combination with Willis Towers Watson. A reconciliation can be found in Appendix F. 10
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