Investor Presentaiton
Diversified business model
and relevant scale across all segments
Credit
portfolio
R$ 499.3
Billion,
Corporate
28%
Individuals
46%
13%
SMES
14%
of which
Loan concentration
Santander Brasil risk
100 Largest
50 Largest
20 Largest
10 Largest
Largest Debtor
1%
7%
10%
Individuals
Customer base
EOE monetization
Business
expansion
Innovation and
technology
Corporate and SMEs
Consumer Finance
R$ billion
Balance
QoQ
R$ billion
Balance
QoQ
R$ billion
Balance
QoQ
Working Capital and
Payroll
62.7
+1.7%
Others
139.9
0.0%
Consumer
Finance
Mortgage
57.8
+1.2%
Trade Finance
43.0
+1.3%
Auto loans
Goods/services
58.3
9.2
+0.4%
+1.4%
Personal and Others
48.2
-2.2%
On-lending
11.3
-6.1%
Credit Card
45.8
+0.2%
Agricultural
3.1
-35.2%
Agricultural
Leasing/Auto
9.6
-6.1%
4.9
+4.9%
Leasing/Auto
Mortgage
3.3
-1.4%
2.1
+7.8%
22%
17%
Leasing/Auto Loans;
Personal Loans
2%
and Others; 21%
Leasing/Auto Loans; Agricultural
2%
Goods/services;
14%
Loans; 2%
Agricultural
loans; 4%
Mortgage
Loans; 25%
Credit Card; 20%
Working
Payroll
Loans; 27%
Capital and
Others; 69%
INVESTOR RELATIONS
[email protected]
0800 286 8484
FAQ www.santander.com.br/faq
1 B
☐
Trade
Finance; 21%
On-lending;
6%
Mortgage
Loans; 1%
III
Π
"
"
"
Auto
loans; 86%
14
"
"View entire presentation