Investor Presentation Q3 2021

Emirates NBD is a leading bank in the MENAT Region Key Highlights as of September 2021 *Market cap as at 26-Oct-21 USD 191 Bn Total Assets 13 Countries Emirates NBD at a Glance USD 130 Bn Gross Customer Loans 906 Branches USD 127 Bn Total Customer Deposits 17+ million Customers 3rd Largest lender in GCC 56% Government of Dubai Shareholding 2nd Largest in UAE 40% FOL 11.9% foreign owners as at 26-Oct-2021 -20% Market Share in UAE (Assets, Loans, Deposits) USD 24 Bn Market Capitalization* 4

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