Consolidated Financial Performance and Improved Deposit Profile

Key Financial Indicators FY21 Q4FY21 Q4FY20 Q3FY21 FY20 Return on Assets 0.93% 1.09% 0.42% 1.05% 1.56% PPOP/Average Assets 3.75% 3.68% 3.84% 3.74% 3.79% Return on Equity 7.55% 8.88% 3.69% 8.35% 14.67% Cost Income Ratio 40.73% 41.13% 42.90% 41.34% 43.04% Net Interest Margin 4.17% 4.13% 4.25% 4.12% 4.14% Net NPA 0.69% 0.69% 0.91% 0.22% 0.91% EPS (annualized, Rs. per share) 40.03 48.44 18.19 43.90 64.33 Capital Reserves (Excl. Revaluation Reserve) 43,187 43,187 34,428 40,215 34,428 (Rs. in crs) 11 IndusInd Bank

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