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I&M Holdings PLC Financial Overview and Strategic Outlook

Holdings Distribution of Restructured Loans & Advances 16% Gross loans restructured Segmentation 18% 11% ■ CORPORATE BANKING ■ BUSINESS BANKING manufacturing 20% Real Estate Sectorial 16% 14% 14% 14% 12% Personal/Householde Trade and Commerce ■ RETAIL BANKING The sectorial distribution comprises the 3 banking subsidiaries, I&M Bank Kenya Ltd, I&M Bank Tanzania Ltd & I&M (Rwanda) Plc Transport and Communication Tourism hotel and Restaurant Building and Construction 5% 3% 2% Others Agriculture 18

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