4Q 2022 INVESTOR PRESENTATION

Alinma Overview Alinma is the youngest bank in KSA #2 in KSA 2.0% ROA (3Q 2022) 19.8% CAR 0.85% COR 16.5m 545K Monthly Average Users Smartphone Daily Average Users #3 in KSA #4 in KSA 20.1% CAR (3Q 2022) 14.0% ROE (3Q 2022) 18.6% T1 Retail Digital Snapshot +32.8% Net Income YoY Financial | 1.94% 136.3% NPL Ratio NPL Coverage 98.6% Digital Transactions 3.93m Position KSA Market Share Customers مصرف الإنماء alinma bank 5.8% Assets (3Q 2022) 6.4% Financing (3Q 2022) 5.8% Deposits (3Q 2022) 5.2% NIB Deposits (3Q 2022) #3 Traded Stock in KSA by Value Traded & #3 by Volume Traded (FY 2022) SAR 67.4 bn Value Traded (FY 2022) Stock Highlights SAR 65.1 bn Market Capitalization (31 December 2022) 17.6% Foreign Ownership #1 among Saudi banks (31 December 2022) SOURCE: Bank Financial Statements, Tadawul 10% Owned by Public Investment Fund 5/49 4Q 2022 INVESTOR PRESENTATION

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