Investor Presentaiton
CONFIDENTIAL
4
Diversified Loan Book and Profitable Performance
BANK OF INDUSTRY
...transforming Nigeria's industrial sector
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The Bank has a robust portfolio that cuts across corporate customers, MSMEs customers and financial institutions.
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The Bank maintains a diverse portfolio across various sectors skewed to providing long term loans across essential industries in Nigeria including Agro-processing, Gender business and
Renewable Energy
Despite pursuing a developmental mandate, BOI's profitability has grown consistently over the years as shown by the Net-Interest Income (NII) and Profit Before Tax (PBT)
Net Loan Portfolio (NGN'bn)
Sectoral Breakdown (Jun-23)
26
966.3
805.0
780.5
749.8
740.0
634.1
June 2023
2022
2021
2020
2019
2018
Net-Interest-Income and Profit-Before-Tax (NGN'bn)
129.9
118.0
82.8
72.0
62.3
55.8
51.3
39.3
35.5
36.7
2022
2021
2020
2019
2018
■ NII ■ PBT
| Private & Confidential
Services,
Agriculture,
Industries,
Loan Tenor Breakdown (Jun-23)
Less Than 5 Years
-Above 5 Years - Less Than 7 Years
■ Above 7 Years - Less Than 10 Years
Above 10 Years
Exchange rate (US$/NGN): 447 (Dec 2022); 776 (June 2023)
23.8%
Agriculture:
Ago Processing
Food Processing
Services:
Creative Industry
Financial Institutions
Industries:
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Engineering & Technology
Healthcare & Petrochemicals
Oil and Gas
Solid Minerals
Renewable energy
Gender Business
11.3%
20.0%
44.9%View entire presentation