Investor Presentaiton
О BAP: Long Term Savings Business
27
Million Pesos
4Q22
2022
YOY
4Q22
2022
YOY
Considering Banorte Futuro
Insurance
Net Income
1,000
3,899
93%
1,375
4,781
19%
Equity
7,755
7,755
32%
23,280
23,280
4%
Assets
51,366
51,366
10%
66,537
66,537
6%
Premiums
5,755
28,914
4%
5,755
28,914
4%
ROE
51.8%
53.8%
31.2 pp
24.2%
20.7%
5.3 pp
AFORE
Net Income
723
1,604
(59%)
Equity
24,030
24,030
(8%)
Assets
25,989
25,989
(9%)
AUM
1,056,391
1,056,391
(3%)
ROE
12.2%
6.7%
(9.1) pp
ROTE
41.8%
22.7%
Annuities
Net Income
825
2,733
36%
Equity
11,101
11,101
32%
Assets
237,428
237,428
14%
Premiums
ROE
3,593
18,733
(17%)
30.9%
28.4%
1.4 pp
Div
DB
Rev
Dep
TI
LD
Loan
BAP
Guid
ESG
Eco
NIM
NI
ROE
ICAP
Mkt
App
Hist
C/I
GRUPO FINANCIERO
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