Investor Presentaiton

CAJA RURAL DE NAVARRA This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended CAJA RURAL GROUP Group Institutions Banco Cooperativo Español • • . •Central treasurer for Group members. Access point to markets: Interbank, Fixed Income, Derivatives, RMBS issues... • Custody and payment services. Asset manager and Private Banking. Syndicated loans. • Leasing/Renting. • International relations (UNICO banking group). . Asset and Liabilities analysis and management tools. ECB Collateral management. Rural Servicios Informáticos (RSI) – IT service provider. Rural Grupo Asegurador (RGA) - Insurance, Pension funds... • Espiga Capital - Private equity. Asociación Española de Cajas Rurales (AECR) - Strategic Decision and management of the Caja Rural Group. 56

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