2Q 2023 Investor Presentation
Income from Financing & Investments
Gross funded income grew 91% from 51% growth in investment income and 98% growth in financing income
Funded Income, Gross (SARmn)
Funded Income, Gross Movement (SARmn)
مصرف الإنماء
alinma bank
+92%
3,176
2,783
2,437
2,049
1,653
3,127
250
+91%
2,582
5,959
2,775
2,439
2,090
1,753
1,391
262
296
347
QoQ 2Q 22
+24%
3Q 22 +19%
4Q 22
+14%
344
1Q 23
401
+14%
2Q 23
Total funded income,
Investments
Financing
Total funded income,
gross
Investments
Financing
1H 22
+51%
+98%
gross
1H 23
Funded Income, Gross Composition
(SARmn)
1%
20%
33%
Funded Income, Gross Composition
(SARmn)
Retail
Corporate
46%
5,959
Treasury
2Q 2023 INVESTOR PRESENTATION
Investments &
brokerage
12%
Investments
5,959
Financing
88%
Management Commentary
■ Gross funded income for 1H 2023 increased by
91% YoY to SAR 5,959mn from a 51% increase in
funded investment income and a 98% rise in
financing income.
■ Net profit margin increased by 37bps YoY to 3.79%
in 1H 2023.
■ The expansion in gross funded income and net
profit margin is largely reflective of the rising
benchmark rates.
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