CIBC Investor Presentation

Financial Highlights: Canadian Personal and Business Banking $213.3 Real Estate Secured Personal Loans¹ ($B) $225.3 $223.3 Credit Card Loans¹ ($B) $225.6 $12.1 $12.3 $12.5 $11.8 2020 2017 2018 Deposits¹1 ($B) 2017 $15.2 2018 2019 Other Personal and Business Loans¹ ($B) $16.4 $17.8 $18.8 $2.9 $3.0 $3.0 $3.0 2017 2018 2019 2020 ■ Other Personal Loans Business Loans $163 $167 2017 2018 2019 2020 $195 $177 2019 2020 REVITALIZING OUR CONSUMER BUSINESS TO DELIVER SUSTAINABLE, MARKET LEADING PERFORMANCE 1 F20 results were affected by COVID-19 pandemic economic impacts. CIBC CIBC Investor Presentation | 29

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