Investor Presentaiton
RETAIL BANKING - LEADING RETAIL BANK IN GEORGIA
RETAIL BANKING CLIENT DATA
MORTGAGE LOANS DOLLARISATION
35
Operating Data, GEL min
Number of total Retail clients, of which:
Number of Solo clients
31-Mar-20
31-Dec-19 31-Dec-18 31-Dec-17
5%
2,567,097
56,327
Consumer loans & other outstanding, volume
Consumer loans & other outstanding, number
Mortgage loans outstanding, volume
Mortgage loans outstanding, number
Micro & SME loans outstanding, volume
1,776
2,540,466
54,542
1,726
472,284
472,791
3,332
48,211
3,043
46,907
2,833
2,523
Micro & SME loans outstanding, number
83,220
81,739
Credit cards and overdrafts outstanding, volume
248
245
2,440,754
44,292
1,555
566,740
2,539
39,007
2,005
68,832
290
2,315,038
32,104
23%
26%
42%
39%
1,480
738,694
1,706
26,643
95%
77%
74%
58%
61%
1,637
53,732
308
Credit cards and overdrafts outstanding, number
Credit cards outstanding, number, of which:
378,837
395,012
454,512
369,005
American Express cards
99,557
395,536
99,307
547,038
105,899
480,105
673,573
97,178
2016
2017
2018
2019
1Q20
■Mortgage loans, FC
Mortgage loans, GEL
RETAIL BANKING PORTFOLIO I 31 MARCH 2020
Net Loans by products
Total: GEL 8.Obln
Deposits by currency
Total: GEL 6.Obln
Credit
Other
cards and
2.1%
General
overdrafts
consumer
Client
Deposits,
Mortgage
2.8%
GEL
loans
loans
19.0%
28.5%
41.4%
Micro and
SME loans
34.7%
Deposits by category
Total: GEL 6.Obln
Client
Deposits,
FC
71.5%
Current
accounts &
demand deposits
Time
deposits
58.9%
41.1%View entire presentation