Investor Presentaiton

Asset Quality Gross NPAs (crs) 6% 4.84% 5% 4% 3% 2% 88 2,549 1% 0% Jun '21 4% Net NPAs (crs) 3.50% 3.02% 1800 3000 3.00% 2.42% 1600 3.90% 4.03% 2500 1400 2.50% 2.16% 2000 1200 2,251 2,401 2.00% 1500 1.50% 1000 1,557 1,377 1,263 1000 800 600 1.00% 400 500 0.50% 200 0 0.00% 0 Mar '22 Gross NPA Jun'22 Jun '21 Mar '22 Jun'22 Gross NPA % Net NPA -Net NPA % Slippage ratio 3.11% 1% 1% 1% 1% 0.45% 1.03% 0% 3% 3% 2% 2% 1% 0.83% 1% 0% Jun '21 Mar '22 Jun'22 24 0% do do do Credit cost 1.04% 0% Jun '21 Mar '22 0.69% Jun'22 ✡ Karnataka Bank Ltd. Your Family Bank. Across India.

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