Q1'22 Financial Update

Strong NII performance drove double-digit YoY growth in total income Total income (GBP mn) 1,105 1,080 1,034 1,039 960 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q1'22 Q1'21 YoY (%) QoQ (%) Net interest income 997 864 15.5 2.1 Net fee income 77 105 -26.6 11.4 Customer revenue Other¹ 1,074 969 10.9 2.7 6 (8) Total income 1,080 960 12.5 3.9 Santander (1) Other includes Gains (losses) on financial transactions and Other operating income. 16 +

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