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Investor Presentaiton

Finance 2 Upgrade of external credit rating ~ Continuing to adequately control financial metrics, while continuing to grow, with the aim of maintaining and improving ratings. With the recent upgrade, AEON REIT will consider maintaining and lowering the funding cost, as well as further diversifying the sources of funding. Improvement of long-term issuer rating (*the numbers below are: As of when the REIT obtained the rating (as of the end of the 2nd FP) The end of the 21st FP) Since obtaining credit rating, the size of the REIT continuously grew Corporation Size of Investment Asset size 158.3 bn yen 468.3 bn yen Interest- bearing debt 67.0 bn yen 188.4 bn yen No. of properties 16 Depreciation 3.3 bn yen (Note 1) 49 10.9 bn yen Adequately controlled financial metrics, while growing asset size LTV 43.4 % (including deposits) 44.8 % Debt capacity (Note 2) 22.0 bn yen 47.0 bn yen Funding cost 0.92% 0.78 % Initial duration 5.4 yrs 7.4 yrs of debt 26 Investment Corporation bonds (wholesale and retail) Credit rating was upgraded, thanks to our initiatives since the IPO Jointly operated specified money trust Green finance Sustainability finance Sources of funding 15 Diversification of funding Loans Financial operations rating Credit Long-term issues rating (Japan Credit Rating Agency, Ltd.) ÆON REIT Investment Corporation AA- (Stable) AA (Stable) 17
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