KBank Subsidiaries and ASEAN Economic Strategy slide image

KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Proactive risk and compliance management helps sustain growth • • • Value Enabler Partner with business and provide effective integrated risk solutions Predictive and integrated customer segment-based credit analytics Effective asset quality management focusing on maximizing recovery Intelligent fraud management in all key business processes Effective risk management execution for business partners and 3rd parties ☐ Key Capabilities Credit risk analytics & integrated credit portfolio planning & monitoring Enhanced fraud analytics & incident management Customer data protection ■ Organization-wide prudent risk culture Value Protector Strengthen & secure our business to be resilient and sustainable Prudent risk-based provision and capital management • • • Early error detection through effective quality assurance and fraud management Effective and proactive compliance management Customer data governance and management Agile way of working and delivering integrated risk solutions บริการทุกระดับประทับใจ K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Growth in Regional Markets: Asset-Light Regional Expansion into AEC+3 ☐ Strategically focusing on AEC+3 markets, KBank pursues an integrated regional operating model: physical footprint, digital platform, and regional partnerships Note: South Korea China Lao PDR. Myanmar Cambodia Japan Vietnam Indonesia - Two subsidiary banks: KASIKORNTHAI BANK (Lao PDR) with two branches in Ponesinuan and Lane Xang, KASIKORNBANK (CHINA) with three branches in Shenzhen, Chengdu, Shanghai and one sub-branch in Long Gang - Three international branches: Cayman Islands, Hong Kong, and Phnom Penh Seven representative offices: Beijing, Kunming, Tokyo, Yangon, Ho Chi Minh, Hanoi, and Jakarta - Two strategic partners: Maspion Bank in Indonesia and Ayeyawaddy Farmers Development Bank (A Bank) in Myanmar - Global partners with 84 banks in 17 countries: 52 Japanese partner banks; 10 Chinese partner banks; 1 Hong Kong bank; 3 Korean partner banks; 13 ASEAN partner banks (in Vietnam, Indonesia, Lao PDR, Cambodia, Philippines, Brunei, Malaysia, Singapore and Myanmar); 4 European regional banks (in Germany, Italy and Russia) and 1 Indian Bank บริการทุกระดับประทับใจ Physical Footprint Lao PDR. Cambodia Myanmar Vietnam Indonesia Japan China Digital Platform X-Border Multi-Currency Settlement X-Border THB Direct Settlement X-Border Retail Payment Partnership AEC CB BANK VietinBanks A sea bank BCA BANK MASPION Hana Bank A+ HACHUN BARK AYA Bank 靜岡銀行 CHUGOKU BANK KEZ BANK •百十四行 Maybank ...and others 31 31 32 32
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