RBL Bank Financial Performance Update

Improving Profitability QoQ Q4 Q4 Q3 Parameter YOY QoQ FY23 FY22 FY23 FY22 FY23 Net Interest Income 1,211 1,131 7% 1,148 5% 4,451 4,027 Other Income 674 511 32% 618 9% 2,489 2,341 Net Total Income 1,885 1,643 15% 1,767 7% 6,941 6,367 Operating Profit 594 657 (10%) 567 5% 2,202 2,745 Provisions (Other than Tax) 235 401 (41%) 293 (20%) 1,022 2,860 Net Profit (Loss) 271 198 37% 209 30% 883 (75) Parameter Q4 FY23 Q4 FY22 Q3 FY23 FY23 FY22 Other Income/Total 35.8% 31.1% 35.0% 35.9% 36.8% Income Cost/Income 68.5% 60.0% 67.9% 68.3% 56.9% Net Interest Margin 5.0% 5.0% 4.7% 4.7% 4.4% Credit Cost/Advances 29 71 39 149 515 (bps)* RoA 1.00% 0.77% 0.78% 0.83% (0.07%) RoE 8.11% 6.35% 6.25% 6.69% (0.60%) apno ka bank | RBL Bank • Not Annualized 6

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