Sustainable Bond Framework
2014
25
25
Solid capital base of the banks
International investors hold majority of shareholding and broad composition in systemic banks.
Since 2013 the banks' capital position has been consistently strengthened, due to increase in common equity
and deleveraging, resulting in key ratios of systemic banks to be above the thresholds specified by the supervisor.
Capital Ratios are at satisfactory levels, compared to EU average.
Aggregate banking sector capital position, %
Systemic Banks capital ratios at 2022Q3, %
2017
Tier 2
Additional Tier 1
Core Tier 1
Source: ECB, Central Bank of Cyprus, systemic banks publications.
2018
2019
20
1.0 1.1 1.3
1.6 1.6 1.7
1.4
1.8
25%
8:4 90.45
15
0.95
20.60%
20.56%
Aggregate Total Capital ratio 2022: 19,8%
20%
18.28%
10
15.40%
10
15%
17.4
17.7 17.5
18.0
CET1 EU average: 14.7
15.6
15.9
5
1.0
1.8 11.7
14.2
14.9 15.0
10%
4.5
0
5%
2020
2021
9m_2022
-CET1
Total Capital
0%
Bank of Cyprus (2022)
Hellenic Bank (2022)
19View entire presentation