Business Trends and Strategic Changes

Emerging Stronger. Growth Back on Track. (Rs. crore) AUM Growth Increasing disbursement 7,929 8,045 7,220 7,275 6,409 4,394 4,031 7,390 ⑥SATI Focus on new client acquisition ATIN 41% 37% 30% 23% 61% FY20 FY21 FY22 FY23 FY20 FY21 FY22 FY23 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q4FY23 YoY up by 24% YoY up by 83% YoY up by 162% Note: Limited acquisition of new clients during pandemic Strong net Customer addition of 2 Lacs in Q4FY23 Restructured Portfolio reduced to 2.5% of on-book AUM Back to pre-Covid levels of growth 12

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