Investor Presentaiton

Credit impairment charge / (benefit) composition. ($m). Individually assessed provisions 144 Write-backs New IAPS & recoveries 466 46 97 123 (194) (203) (138) (166) Collectively assessed provisions Write-offs direct Other movement in CAP 318 296 218 228 (640) (777) (10) (17) (218) (372) Total 196 139 1H21 2H21 1H22 2H22 1H21 2H21 1H22 2H22 1H21 2H21 1H22 2H22 1H21 2H21 1H22 2H22 1H21 2H21 1H22 2H22 29 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Westpac GROUP

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