Scotiabank: Colombian Market and Financial Overview
International Retail: Loans and Provisions
Markets with
Greater
MEXICO
1.8x
228
4011
550 591
CHILE
Caribbean & CA
1.4x
1.7x
157
2161
2212,3
3671,3
Weighting to
Secured
556
457
280
233 231 208 246 228
279 321
191
155
159 155
187
221
160
181
170 157
178
250
267
141
199 218
203
251
253
238
163
150
120 148
154
175 190
87
156
138
170
165
138
231 221 195
Q1 Q2 Q3 Q4
2019
Q11
Q2 Q3 Q4
2020
70
Q1 Q2 Q3
2019
Q4
Q11 Q2 Q3
Q4
Q1 Q22 Q3
Q4
Q1 Q2
2020
2019
Q3
2020
60
Q4
PERU
COLOMBIA
2.4x
2.1x
4222
1,0021
435
9101
Markets with
1,552
1,322
Greater
Weighting to
1,290
Unsecured
970
764
939
738
517
545
554 549
531
402
473 471
395
471 439
361
491
470
579
542 143
364
372
424
485 455
377
420 406
Q1
2019
Q2 Q3 Q4 Q11 Q2 Q3 Q4
2020
Q1 Q2 Q3
Q4
Q11 Q2 Q3 Q4
2019
2020
PCL as a % of avg. net loans (bps)
PCLs on Impaired Loans as a % of avg. net loans (bps)
Loan Balances Q4/20
Mexico
Peru
Chile
Colombia
Caribbean & CA
Total4
Secured ($B)
$11
$3
$20
$2
$10
$46
Unsecured ($B)
$2
$6
$5
$4
$3
$21
Spot Total ($B)
$13
$9
$25
$6
$13
$67
1 PCL excludes impact of additional pessimistic scenario
2 Adjusted for acquisition-related costs, including Day 1 PCL impact on acquired performing loans
3 Excludes impact of divested operations
4 Total includes other smaller portfolios
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