3Q 2022 Investor Presentation

Net Profit Margin Average balance of investments and financing grew 9%; while net profit margin saw an increase of 14bps YoY Average Balance of Investments & Financing (SARbn) +9% Net Profit Margin QTR (%) +27bps مصرف الإنماء alinma bank 152.7 156.8 160.7 162.5 170.8 3.89% 3.62% 3.31% 3.31% 3.49% 122.5 125.6 129.7 129.3 136.6 30.1 31.2 31.0 33.3 34.1 QoQ 3Q 21 +3% +2% +1% +5% 4Q 21 Investments 1Q 22 2Q 22 Financing 3Q 22 Net Profit Margin Movement YoY (%) +14bps 0.30% 3.45% 0.11% 3Q 21 4Q 21 1Q 22 2Q 22 3Q 22 QoQ -31bps -Obps +18bps +40bps SAIBOR: 3M Average Trend (%) 4.0% 3.59% 3.0% -0.27% 3.15% ■ 2.74% 2.0% 1.39% 0.80% 0.90% 1.0% Net profit margin Investments Financing yield COF rate yield Net profit 9M 21 margin 9M 22 0.0% 9M 21 FY 21 1Q 22 1H 22 9M 22 *Comparatives are reclassified to align with the 9M 2022 financial statements 3Q 2022 INVESTOR PRESENTATION Management Commentary Average balance of investments and financing grew 9% YTD. ■ The net profit margin increased by 14bps YoY to 3.59%. Average 3M SAIBOR increased 41bps during 3Q 2022 and 235bps YoY as a result of rate hikes during the quarter. 28/50

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