Volkswagen Group China Strategy and BEV Outlook

VOLKSWAGEN GROUP Volkswagen Group Mobility Contracts ['000 units] | Financing Leasing | Insurance/Services Credit Loss Ratio [%] -1% 21,984 21,724 0.28 +3bps Jan-Jun 2022 Jan-Jun 2023 Operating Result 1 [€ bn] 3.1 -28% Jan-Jun 2022 0.31 Jan-Jun 2023 Return on Equity 2 [%] 28.8 -54% Key Takeaways Stable contract volume No significant increase in credit risks observed Normalization of used car prices and operating result 2.2 13.4% 8.7% Jan-Jun 2022 Jan-Jun 2023 Jan-Jun 2022 13.3 Jan-Jun 2023 2022 results adjusted (IFRS 17) 11. Volkswagen Financial Services Division (including Scania FS and Porsche Holding) 12. Calculated on basis of normalized 8% equity ratio 27 27

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