IAM's Financial Overview and Growth Strategy

Summary financials (page 2 of 2) £m, unless stated Operating profit (pre-Silica and exceptional items) 171.4 172.5 FY18 FY19 % Change HY19 HY20 % Change 1% 88.1 94.1 7% Net interest income 5.3 5.5 4% 2.7 2.3 (14)% Silica profit 1.4 1.4 (2)% 0.7 0.9 19% Reported profit (pre-exceptional items) 178.0 179.4 1% 91.5 97.3 6% Exceptional items (1.0) n.m. 0.6 (5.4) n.m. Profit before tax Tax Profit after tax 38 Notes: Numbers may not sum due to rounding. 178.0 178.4 0% 92.1 91.9 0% (37.5) (38.6) 3% (18.3) (19.6) 7% 140.5 139.8 0% 73.8 72.3 (2)%

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