2022 Interim Results - Debt Investor Presentation
Non-performing exposures by portfolio
Bank of Ireland 2022 Interim Results - Debt Investor Presentation
Composition (Jun-22)
Advances
(€bn)
Non-performing
exposures
(€bn)
Non-performing
exposures as % of
Impairment loss
allowance (€bn)
Impairment loss
allowance as % of
advances
non-performing exposures
Residential Mortgages
40.7
1.6
4.0%
0.5
31%
- Republic of Ireland
- UK
22.4
0.9
4.0%
0.4
45%
18.4
0.7
4.0%
0.1
15%
Non-property SME and corporate
21.6
1.6
7.2%
0.8
49%
- Republic of Ireland SME
7.2
0.7
9.5%
0.4
58%
- UK SME
1.7
0.1
7.7%
0.0
39%
- Corporate
12.7
0.7
5.8%
0.3
43%
Property and construction
8.7
0.8
9.6%
0.4
53%
- Investment
7.6
0.8
10.6%
0.4
52%
- Development
1.1
0.0
2.5%
0.0
73%
Consumer
5.5
0.1
2.4%
0.2
116%
Other¹
(0.4)
0%
Total loans and advances to customers
76.2
4.2
5.5%
1.9
45%
Composition (Dec-21)
Advances
Non-performing
Non-performing
(€bn)
exposures
(€bn)
exposures as % of
Impairment loss
Impairment loss
advances
allowance (€bn)
allowance as % of
non-performing exposures
Residential Mortgages
43.3
1.8
4.2%
0.5
28%
- Republic of Ireland
22.4
1.1
4.7%
0.4
39%
- UK
20.9
0.7
3.6%
0.1
12%
Non-property SME and corporate
20.9
1.3
6.4%
0.8
57%
- Republic of Ireland SME
7.0
0.7
9.8%
0.4
61%
- UK SME
1.8
0.1
7.8%
0.1
45%
- Corporate
- Investment
12.1
0.5
4.2%
0.3
55%
Property and construction
8.6
1.0
12.2%
0.5
51%
7.6
1.0
13.4%
0.5
50%
- Development
1.0
0.0
3.1%
0.0
56%
Consumer
5.2
0.2
2.6%
0.2
125%
Other¹
(0.1)
Total loans and advances to customers
77.9
4.3
5.5%
2.0
0%
46%
1 Other reflects fair value hedge adjustments
Bank of Ireland
47View entire presentation