ANZ 2023 Half Year Results
ANZ 2023 Half Year Results
CFO FOCUS TO SUPPORT GROUP PRIORITIES
Manage capital
Net interest margin & Risk adjusted margin
Indexed data, FY16 = 100
allocation dynamically
115
110
Continue to relentlessly
105
pursue productivity
100
benefits
95
Prioritise investment in
90
our core strategic
85
initiatives
80
60
Individual Provision Charge / Avg. GLA³, %
0.35
0.30
0.25
0.20
0.15
0.10
0.05
0.00
Continue to maintain a
75
-0.05
FY16
strong balance sheet
FY17 FY18 FY19 FY20 FY21
Group NIM excl. Markets¹
FY22 1H23 1H23
FY16
FY17
FY18
FY19
FY20
FY21 FY22
1H23
excl.
and capital position
Capital
ANZ
Peer 2
-
ANZ 1H23
Risk Adjusted Margin excl. Markets¹
Reforms²
Peer 1
Peer 3
- Group NIM incl. Markets
1. Markets Business Unit
2.
Excluding the impacts of APRA Capital Reforms (effective date of 1 January 2023)
3.
Source: Full Year loss rate data sourced from publicly available company financials
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