Canadian Personal & Commercial Banking - Financial Results
Loan Portfolio Overview
Gross Loans & Acceptances (GL&A)
Canada &
Total
% of
By Industry
3
($B, as at Q3'23)
U.S.
Other¹
BMO
Total
Portfolio is well diversified by geography and
industry
Canada & Other Countries
Residential Mortgages
147.7
24.2
171.9
27%
Consumer Instalment and Other Personal
70.4
33.2
103.6
16%
10%
Cards
10.4
1.3
11.7
2%
31%
Total Consumer
228.4
58.7
287.1
45%
59%
Commercial Real Estate
34.2
32.5
66.7
10%
Service Industries
27.5
37.4
64.9
10%
Financial
16.3
46.6
62.9
10%
U.S.
Manufacturing
9.4
30.8
40.2
6%
Retail Trade
16.6
12.5
29.1
5%
16%
22%
Wholesale Trade
6.7
15.8
22.5
3%
Agriculture
12.9
4.8
17.7
3%
Transportation
4.9
9.5
14.4
2%
Utilities
7.9
3.8
11.7
2%
62%
Construction (non-real estate)
2.6
5.4
8.0
1%
Other Business and Government²
12.4
6.4
18.8
3%
Total Business and Government
151.3
205.5
356.8
55%
Total Gross Loans & Acceptances
379.7
264.2
643.9
100%
■P&C/BMO Wealth Management - Consumer
■P&C/BMO Wealth Management - Business & Government
BMO Capital Markets
1 Includes approximately $10.9B from Other Countries
2 Other Business and Government includes all industry segments that are each <1% of total loans
3 Totals may not add due to rounding
BMOM
Risk Review August 29, 2023
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