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Investor Presentaiton

Evolution of Technological Initiatives driving Outcomes 1 Guiding Principles 2 3 Aavas FINANCIERS LTD SAPNE AAPKE, SAATH HAMAARA Be a "Bank by Technology" Capabilities Enable Sustainable Growth with Significant Operating Leverage Create a Superior Customer Experience Create 'Robust' and 'scalable' systems that enable a seamless business growth with a robust operational framework and flexibility to add more products. High Impact Initiatives Su Be more 'efficient' by optimizing cost of operations and improving people efficiency through high technology and digital adoption. A8 Launched Customer App 2.0, Website 2.0, Introduced digital Digitized part disbursals, Login fee collection processes Chatbot Launched Nirman, Tech collections App and Partner Apps 2020 2021 S Tune systems, processes and people to provide a 'superior customer experience' in the overall journey for a sustained business growth. Created Technology Roadmap for Aavas 3.0 Commenced Transformation Projects GATI & Unnati SFDC Rollouts Deloitte gati unnati salesforce 2022 2023 37
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