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Investor Presentaiton

89 A.P. Moller-Maersk Annual Report 2020 Financials Consolidated financial statements Notes index Note 14 Pensions and similar obligations Table 14.1 UK Other Total UK 2020 2020 2020 2019 Other 2019 Total 2019 Specification of net liability Present value of funded plans 2,427 516 2,943 Fair value of plan assets -2,691 -416 -3,107 2,248 -2,690 490 -388 Net liability of funded plans -264 100 -164 -442 102 Present value of unfunded plans 156 156 138 2,738 -3,078 -340 138 Impact of minimum funding requirement/asset ceiling 79 1 80 65 Net liability 31 December -185 257 72 -377 240 65 -137 Of which: Pensions, net assets Pensions and similar obligations 225 297 409 272 Table 14.2 UK Total UK Total Significant financial assumptions 2020 2020 2019 2019 Discount rate 1.6% 1.7% 1.9% 1.9% Inflation rate 3.2% 3.0% 3.1% 3.1% Amounts in USD million = Table 14.1 As employer, the Group participates in pension plans according to normal practice in the countries in which the Group operates. Generally, the pension plans within the Group are defined contribution plans, where contributions are recognised in the income statement on an accrual basis. A number of entities have defined benefit plans, in which retirement benefits are based on length of service and salary level. To a limited extent, these defined benefit plans also include payment of medical expenses, etc. Pension and medical plans which, as part of collective bargaining agreements, have been entered into with other enterprises, known as multi-employer plans, are treated as other pension plans. Such defined benefit plans are treated as defined contribution plans when sufficient in- formation for calculating the individual enterprises' share of the obligation is not available. In 2021, the Group expects to pay contributions total- ling USD 16m to funded defined benefit plans, USD 27m in 2020. Table 14.2 The majority of the Group's defined benefit liabilities are 78% in the UK and 12% the US. All of the plans in the UK and the majority of the plans in the US are funded. Although all of the UK plans are now closed to new entrants, active members in the two largest plans con- tinue to accrue new benefits. The smaller UK plans are all closed to new accruals, although a salary link remains in some of the plans. Overall, the plans have an average duration of 15 years and approximately 56% of the obligation is in respect of pensioner members. As well as being subject to the risks of falling interest rates, which would increase the obligation, poor asset returns and pensioners living longer than anticipated, the Group is also subject to the risk of higher than ex- pected inflation. This is because many pension benefits, particularly in the UK plans, increase in line with inflation, although some minimum and maximum limits apply.
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