Q1 2020 Profit & Loss Account Review

11% Y-O-Y Increase AGILITY DILIGENCE REPEAT The Spirit of Great Banking! 2019 BALANCE SHEET 2019 2018 Variance TZ' Billion TZ' Billion TZ' Billion % Variance Cash & Balances with BOT 1,341 1,070 271 25% Interbank Placements Government Securities Loans and Advances Other Assets TOTAL ASSETS 264 174 90 52% 764 740 24 3% 3,596 3,252 344 11% 590 444 146 33% 6,556 5,681 875 15% Customer Deposits 4,922 4,328 594 14% Borrowings 661 490 171 35% Shareholders Funds 972 863 109 13% TOTAL LIABILITIES 6,556 5,681 875 15% Loan to Deposit Ratio (LDR) 72% 78% Core Capital 17% 17% Capital Adequacy Ratio 19% 19% Loans & Advances increased by 334Bn between 2018 & 2019 14% Y-O-Y Increase Customer deposits increased by 594Bn between 2018 and 2019 35% Y-O-Y Increase The performance shows a positive jaws as deposits increased faster than loans & advances Borrowings increased by 171Bn driven by NMB bond which was oversubscribed by 333% 17 NMB Close to you

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