Global Banking and Markets & Canadian Retail Financial Insights

International Banking - Regional Growth Revenues (TEB) ($ millions) +6% Y/Y Average Loans & Acceptances ($ billions) +0% Y/Y 33 33 32 33 2,450 2,498 2,586 103 108 114 71 72 71 724 739 786 Q1/16 Q4/16 Q1/17 Latin America ■Caribbean & Central America Constant FX 1,618 1,645 1,697 Retail Commercial1 Total Loan Volumes Y/Y Latin America 12% 1% 5% Q1/17 C&CA² 6% 1% 4% Q1/16 Q4/16 Asia ■Caribbean & Central America ■Latin America (1) Excludes bankers acceptances Total (2) Excluding impact of acquisitions - Citi Costa Rica and Panama - and at constant FX, retail and total International volumes were up 1% and 0% in C&CA 22 22 9% 1% 5% Scotiabank®

View entire presentation