Investor Presentaiton

Deposit Growth 1 May not add due to rounding Canadian Banking¹ International Banking1,3 (Growth rates are constant FX)² +20% 298 298 +1%4 248 107 110 +39% 111 79 103 102 22 72 67 66 +1%5 191 188 169 +11% 39 36 36 +2%5 Q1/20 (Pre-Pandemic) Q3/21 Q4/21 Q1/20 Q3/21 Q4/21 Global Banking and Markets 1,3 +42% (Pre-Pandemic) Global Wealth Management 1,6 155 160 113 Q1/20 (Pre-Pandemic) Q3/21 Q4/21 Personal +34% 38 39 25 29 19 19 +32% 19 15 +37% 19 20 14 Q1/20 (Pre-Pandemic) Q3/21 Q4/21 Non-Personal 2 Growth rates are on a constant dollar. Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2021 Annual Report, available on http://www.sedar.com 3 Includes deposits from banks 4 Excluding impact of divestitures and on a constant dollar basis, deposits increased 8% vs. pre-pandemic 5 Excluding impact of divestitures and on a constant currency basis, non-personal deposits increased 5% and personal deposits increased 14% vs. pre-pandemic 6 On a constant dollar basis, Global Wealth Management deposits increased 36% vs. pre-pandemic 31

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