Investor Presentaiton slide image

Investor Presentaiton

Credit Performance by Business Lines Credit fundamentals remain strong Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 (As a % of Average Net Loans & PCLs on Total Impaired PCLs on Total PCLs on Impaired PCLs Impaired PCLs on PCLs on Total Total Total Total Impaired Impaired PCLS PCLS PCLS PCLS PCLS Acceptances) Loans Loans (adj.) Loans Loans Loans (adj.) Canadian Banking Retail 0.28 0.28 0.25 0.24 0.25 0.25 0.28 0.28 0.31 0.35 0.35 Commercial 0.09 0.09 (0.04) 0.06 0.06 0.15 0.21 0.231 0.09 0.061 0.061 Total 0.25 0.25 0.21 0.21 0.22 0.23 0.27 0.271 0.28 0.301 0.301 International Banking Retail 2.26 2.16 2.36 2.252 2.38 2.21 2.33 2.36 2.36 3.183 2.352 Commercial 0.55 0.341 0.38 0.312 0.07 (0.06)1 0.19 0.261 0.27 0.311, 3 0.301,2 Total 1.38 1.221 1.33 1.23² 1.20 1.051 1.23 1.281 1.29 1.711,3 1.301,2 Global Banking and Markets 0.02 (0.05) (0.06) All Bank 0.46 0.42 0.41 0.40 (0.05) (0.07) (0.09)1 (0.01) 0.42 (0.07) (0.02) (0.02) (0.02) 0.39 0.47 0.47 0.49 0.61 0.51 1 Excludes provision for credit losses on debt securities and deposit with banks 2 On an adjusted basis; adjusted for Day 1 PCLs from acquisitions 3 On a reported basis; includes impact of Day 1 PCLs from acquisitions Scotiabank® 29 29
View entire presentation