Investor Presentaiton
Loan issuance and scoring process
Each client's ability to repay loans is evaluated based on automated scoring process. Firstly client must meet the eligibility criteria: age,
citizenship, having an active phone number and no bad precedents in the credit history database.
Each new customer is required to visit a branch during the loan application process. Thereby every potential customer is screened by the
Customer Service Specialists. They are trained to evaluate behaviors to prevent potential fraud cases.
In addition to the eligibility criteria returning customers are also evaluated based on their previous loan repayment performance and in case of
good credit history and repayment discipline loan limits are increased.
Conditions for Issuance of Loan
88
23/70
LK
鳯
Between
23-70 years old
Valid B&H ID or
Active phone number
Passport
No bad precedents in credit
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