Investor Presentaiton

1. Shareholder returns Shareholder returns in FY08 > Dividends Dividend per share (annual) FY08 HIROSHIMA BANK VI. Shareholders returns Dividend forecast in FY09 Expect dividend of 5 Yen per share (annual) in FY09 based on dividend policy and payout table Interim Year-end 3.5 Yen 3.5 Yen Dividend 7.0 Yen (memorial dividend 1 Yen) (memorial dividend 1 Yen) (A) > Share Buybacks (Aug. 08-Jul. 09) (B) (% 2.0 1.0 0.0 Actual Number of shares purchased Amount of shares purchased 6,000,000 shares JPY 2.3 billion Comparison of dividend yield (FY08) оло Hiroshima Chiba Yokohama Fukuoka como π suicides manchada smo martino citas mascara Piaceho ewung LL Hokuhoku Dividend policy and payout table Basic Dividend: Annual dividend of 5 yen per share Performance-based dividend: If our consolidated net income exceeds JPY 18.0 billion, 20% of the surplus will be returned to our shareholders as dividends Consolidated net Dividend per share Consolidated payout ratio income (A) Stable (B) Performance-based (A) + (B) a under 18 billion 5 yen 0 yen 5 yen 17.4% and over lb 18-21 billion 5 yen 1 yen 6 yen 17.9% and over and less than 20.8% 21-24 billion 5 yen 2 yen 7 yen 18.2% and over and less than 20.8% Dividend per share (annual) FY09 Interim Year-end Dividend forecast 2.5 Yen 2.5 Yen 5.0 Yen 20

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