RAKBANK Investor Presentation - Q4/12M 2021
RAKBANK Investor Presentation - Q4/12M 2021
Capitalization
Breakdown of Equity [AED Bn]
Retained Earnings
Reserves
Share Capital
+6.8%
8.4
7.9
7.8
7.8
7.1
1.7
1.7
1.7
1.7
1.7
4.1
4.1
4.1
4.1
4.0
2.1
Dec '17
1.5
Dec '18
Capital Adequacy Ratio
CAR
CET1
RAKBANK
Simply Better
20.7
18.6
17.2
17.0
16.8
17.5
14
2.0
2.1
2.6
16.0
15.7
15.9
Dec '19
Dec '20
Dec '21
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
*reserves include minority interest
Risk Weighted Assets [AED Bn]
46.3
43.9
41.0
35.0
+12.9%
49.5
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Numbers may not add up due to rounding
Notes
Total Capital Adequacy Ratio (CAR) as at 31 December 2021 is at 17%:
Common Equity Tier 1 is at 15.9% and Tier 2 is at 1.1%.
The CAR ratio has declined in 2021 vs previous year mainly due to
increased assets, changes in Capital Adequacy Ratio Regulations
mandated by Central Bank of UAEView entire presentation