Investor Presentaiton

Key Highlights - FY 20 • PAT for the FY 20 is Rs. 30 crs compared to loss of Rs. 1,949 crs in FY 19. • • Customer Deposits at Rs. 9,652 crs up 130% YoY from Rs. 4,199 crs. AUM at Rs. 11,299 crs - up 73% YoY from Rs. 6,520 crs. J Jana Small Finance Bank • • • • GNPA at 2.8% as against 8.1% in Mar-19. NNPA at 1.3% as against 4.4% in Mar-19. The asset book continues to diversify with 25% of the book being secured - up from 15% from Mar-19. Capital adequacy at 19.3% as at 31st Mar 2020. Converted 97 asset centers to full fledged bank branches during the year. Total Bank branches now at 316 and asset centers at 269. GNPA and NNPA are calculated after adding back IBPC to AUM. 5

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