Capital Markets & Funding Strategies slide image

Capital Markets & Funding Strategies

...generated through investments in top-line growth and improving efficiency... 17.8 18.1 18.6 18.7 Revenue (TEB) 1.3 ($B) Q1 20.0 20.2 18.7 18.9 5.1 5.1 0880 Non-Interest Expenses 1.3 ($B) Q2 11.4 11.5 Q2 11.2 Q3 10.9 10.3 10.4 10.6 Q3 10.1 Q4 3.1 3.0 Q4 5.1 5.1 10.9 10.9 5.4 5.4 4.9 5.0 5.0 5.0 5.5 5.5 2018 2019 2020 2021 2022 2018 2019 Reported Adjusted² Efficiency Ratio (TEB) 1.3 (%) 60.6 57.5 58.3 57.6 57.9 55.6 55.5 55.8 55.4 55.8 5.5 5.3 5.4 5.1 2018 2019 2020 2021 Q2/22 Reported Adjusted ² CIBC 2020 Reported Adjusted 2.9 2.8 6.1 6.0 3.1 3.0 2.8 2.7 2.7 2.7 3.0 3.0 2021 2022 Net Income 1,3 ($B) Q1 6.7 6.4 1.4 1.6 2839 Q2 Q3 Q4 4.4 3.8 1.7 1.8 3.4 3.5 1.7 1.7 1.5 1.7 1.6 1.6 1.9 1.9 2018 2019 2020 2021 2022 Reported Adjusted 1 Adj. results are non-GAAP measures. See non-GAAP section of CIBC's Q2/22 Report to Shareholders. 2 TEB = Taxable Equivalent Basis - a non-GAAP financial measure representing the gross up of tax-exempt revenue on certain securities to an equivalent before-tax basis to facilitate comparison of NII from both taxable and tax-exempt sources. 3 Results were affected by COVID-19 pandemic economic impacts. 19
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