Market Leader with Potential for Further Penetration

J!NIUS Reflections of 2022, the Focus and Vision for 2023 and Beyond 2022 2023 and beyond Launching and evolving first services What comes next Launched first B2B services Approx. 1,500 businesses onboarded Key technical capabilities established Continue building and evolving B2B Services Continue and escalate the adoption drive Launch first B2C service - Products Marketplace Jinius costs are included in the Bank's profitability projections; potential additional revenue upside 46

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