Investor Presentaiton
Numerical Data 6
Individual loans
Housing loans
Other loans
Sep. 2016 Mar. 2017 Sep. 2017 Mar. 2018 Sep. 2018 Mar. 2019 Sep. 2019 Mar. 2020 Sep. 2020 Mar. 2021
612,780 640,817 674,807 708,222 732,707 765,603 797,789 819,027 836,319 864,056
524,462 548,567 575,533 608,666 630,751 663,133 693,188 716,764 735,755 761,003
88,317 92,249 99,273 99,556 101,956 102,469 104,601 102,262 100,563 103,052
(Million yen)
Change from
Mar. 2020
45,029
44,239
790
Loans to small and medium-sized companies
(Percentage against total amount)
Risk managed loans (1)
(Percentage against total amount)
Loans to borrowers under bankruptcy proceedings
(Percentage against total amount)
Non-accrual past due loans
(Percentage against total amount)
Loans past due for three months or more
(Percentage against total amount)
Loans with altered lending conditions
(Percentage against total amount)
Reserve for possible loan losses
1,739,461 1,871,110 1,954,865 2,065,121 2,097,223 2,178,285 2,220,450 2,333,118 2,429,940 2,518,776
(64.88%) (66.29%)| (67.31%) (68.45%) (69.07%) (69.79%) (70.31%) (69.58%) (69.73%) (70.27%)
185,658
(0.69%)
63,450 57,775 55,929
(2.36%) (2.04%) (1.92%)
2,052
1,849
2,645
(0.07%) (0.06%) (0.09%)
46,490
53,099
(1.76%)
1,951
(0.06%)
43,761
42,360
40,087
53,780
(1.77%)
2,180
(0.07%)
38,438
(1.73%)
(1.55%)
(1.45%)
(1.32%)
(1.26%)
56,567
(1.81%)
2,422
(0.07%)
40,250
(1.28%)
58,309 59,442 61,630 61,371
(1.84%) (1.77%) (1.76%) (1.71%)
2,330 3,870 4,943 2,459
(0.07%) (0.11%) (0.14%) (0.06%)
39,001 40,353 43,447 44,297
(1.23%) (1.20%) (1.24%) (1.23%)
1,929
(-0.06%)
-1,411
(-0.05%)
3,944
(0.03%)
413
39
52
(0.01%)
14,492
(0.54%) (0.43%) (0.37%)
( -%)
12,164
( -%)
(0.00%)
( -%)
( -%)
(0.00%)
( -%)
(0.00%)
10,924
11,058
13,161
13,895
16,938
15,218
13,186
( -%)
14,615
( -%)
-603
(0.36%)
(0.43%)
(0.44%)
(0.53%)
(0.45%)
(0.37%)
(0.40%)
(-0.05%)
39,430
37,621
36,781
34,159
34,746
36,922
37,144
39,907
42,393
42,190
2,283
General reserve (2)
19,533
17,989
17,543
17,931
18,757
18,510
18,504
18,702
18,225
21,095
2,393
Specific reserve (3)
19,896
19,631
19,238
16,228
15,988
18,412
18,640
21,204
24,167
21,095
-109
Reserve for specific foreign borrowers (4)
Reserve ratio ((2)+(3)+(4)/(1))
62.14%
65.11%
65.76%
64.33%
64.60%
65.27%
63.70% 67.13%
68.78%
68.74%
1.61%View entire presentation