Investor Presentaiton

Retail Loan: Cumulative Net Losses by Vintage 2008 2009 2010 2011 2012 2013 -----2014 2015 2016 2017 2018 ......... 2019 -- 2020 5 9 13 17 21 25 29 33 37 41 45 45 Source: Company Reports as of December 31, 2021 · PROTECTED 関係者外秘 49 49 3.0% 2008 2.5% 2.0% 2015 1.5% 1.0% 0.5% 0.0% 53 57 61 65 69 73 TOYOTA FINANCIAL SERVICES 28

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