Compeer Financial Industry Overview
RISK SCORECARD
Portfolio quality remains strong - well positioned for potential stress
Clients outside territory are similar in strength to those within territory
9/30/2019
Credit Scorecard
Non-adverse % Credit Quality
Red
< 93%
Yellow
93-95.9%
Green Red
≥ 96%
Yellow Green
96.1%
Non-adverse % - Outside LSA
< 93%
93-95.9%
> 96%
97.1%
Adverse Assets as % of Regulatory Capital**
***
> 50%
30-50%
< 30%
20.9%
Top 20 Clients' Net TLO as % of Regulatory Capital
> 85%
65-85%
< 65%
50.6%
Top 100 Clients WAPD
Compeer WAPD**
*****
> 7.25
> 7.25
Delinquency%*
6.75-7.25
6.75-7.25 < 6.75
>2.00% 1.25-2.00% <1.25%
< 6.75
5.90
6.83
0.55%
Delinquency% 12 mo rolling average'
****
>2.00%
1.25-2.00% <1.25%
0.80%
Non-accrual Volume %
Net Charge-offs YTD**
> 2%
>.16% .125-.16% <.125%
1.5-2.0% < 1.5%
0.80%
0.008%
stress within industry
18
Delinquencies, non-accruals, and charge-offs are well positioned given
COMPEER
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