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Investor Presentaiton

Macquarie FY20 result announcement I macquarie.com Funding for the Bank Group Introduction Overview of Result Result Analysis and Financial Management Outlook Appendices O MACQUARIE Mar 20 $Ab Mar 19 $Ab Funding sources Certificates of deposit Commercial paper Net trade creditors Structured notes Secured funding Bonds Other loans Customer deposits Subordinated debt Equity and hybrids¹ Total funding sources Funded assets 0.6 1.0 5.0 6.3 1.1 1.1 • Bank balance sheet remains liquid and well capitalised, with a diverse range of funding sources Term funding beyond one year (excluding equity and securitisations) has a weighted average term to maturity of 3.8 years² Accessed term funding across a variety of products and jurisdictions 1.9 2.2 3.2 1.4 24.4 16.1 0.9 0.7 67.1 56.0 3.5 3.0 Bank Group term funding maturing beyond one year (includes Equity and hybrids)³ 15.8 12.8 $Ab 123.5 100.6 25 Cash and liquid assets 33.6 24.3 20 Self-securitisation 23.5 21.1 15 Net trading assets 22.0 20.3 Loan assets including operating lease assets less than one year 12.2 12.6 10 Loan assets including operating lease assets greater than one year 41.7 35.0 Debt investment securities 1.7 1.1 5 Non-Bank Group deposit with MBL (12.2) (14.8) 0 Co-investment in Macquarie-managed funds and other equity investments Property, plant and equipment and intangibles 0.4 0.4 1-2yrs 2-3yrs 3-4yrs 4-5yrs 5yrs+ 0.6 0.6 Total funded assets 123.5 100.6 ■Debt Subordinated debt Equity and hybrids 1. Hybrid instruments include Macquarie Additional Capital Securities, Macquarie Bank Capital Notes (BCN were redeemed in Mar 20) and Macquarie Income Securities (MIS were redeemed in Apr 20). 2. As at 31 Mar 20. 3. Includes drawn term funding facilities only. 71
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