Affirm Results Presentation Deck
Change in Allowance
Quarterly Change in Allowance
$153
Allowance
(September 2022)
$103
Beginning of Period Allowance
(+) Provision for Loan Losses
(-) Charge-offs, Net
End of Period Allowance
affirm)
Loans Held for Investment
Allowance % of Loans Held for Investment
Notes:
1.
2.
Provision for Losses Charge-offs, Net
$(74)
Dollars in millions.
Metrics are unaudited
$
$
$182
Allowance
December 2022
March 31, 2022
158
62
(61)
159
Last 12 Months Change in Allowance
2,503
6.4 %
$
$
$
Allowance
(December 2021)
Quarter Ending
June 30, 2022
159
68
(72)
$158
155
2,504
6.2 %
Last 12 Months Change in Allowance
$
$
$
$295
September 30, 2022
155
Provision for Losses Charge-offs, Net
2,682
62
(64)
153 $
$
5.7%
$(271)
December 31, 2022
153
103
(74)
$
182
3,656
5.0 %
$
$
$182
Allowance
December 2022
12 Months Ending
December 31, 2022
158
295
(271)
182
3,656
5.0 %
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